Texas

Kids go trick or treating

Have a Safe and Happy Halloween!

It’s almost Halloween! For kids (and some adults!), October 31st is easily one of the most exciting nights of the year. Keep everyone safe by following these tips! Only adults should carve pumpkins. If your children are younger, try decorating pumpkins with markers, glitter glue, stickers, or paint as a safer alternative to carving.

A sign reads HMO vs PPO

HMO vs. PPO – What’s the Difference?

Most health insurance plans are either a PPO or an HMO plan. It’s important to know what type of plan you have and understand how this affects your healthcare benefits. If you have an HMO, you must choose a primary care doctor from a list of covered providers.This doctor will treat you and must give you a referral if you need to see a specialist. However, in most cases you can go to an Urgent Care Center such as Integrity Urgent Care or the emergency room without a referral.