China Spring, TX

White Oak, TX

32.9568699
-97.6676334

Springtown, TX

31.7350608
-95.6079886

Palestine, TX

Longview, TX

Hempstead, TX

Harker Heights, TX

Gatesville, TX

Elgin, TX

Rockdale, TX

33.1792585
-96.5247874

Princeton, TX

33.5980536
-96.1915533

Bonham, TX

30.8995249
-96.6034304

Hearne, TX

32.9111477
-96.127678

Quinlan, TX

Justin, TX

Tyler (West), TX

Mesquite, TX

32.4160664
-97.2025221

Alvarado, TX

32.7335934
-96.454363

Forney, TX

Fort Worth, TX

32.3482549
-95.2606226

Tyler (East), TX

31.1206776
-97.8580394

Copperas Cove, TX

32.9163868
-96.5219014

Rowlett, TX

32.5527165
-94.3492475

Marshall, TX

33.0229747
-96.4540202

Lavon, TX

32.2035602
-98.2421918

Stephenville, TX

32.4371438
-97.7738745

Granbury, TX

33.8771835
-98.5599983

Wichita Falls, TX – North

31.0825118
-97.4631889

Belton, TX

33.2243369
-97.5943915

Decatur, TX

32.7533434
-97.4290472

Westworth, TX

32.9549402
-97.2765557

Keller, TX

32.8088137
-98.0995992

Mineral Wells, TX

32.6487235
-96.5322498

Seagoville, TX

32.6792057
-97.4667841

Benbrook, TX

33.3463165
-96.5736259

Anna, TX

33.3577125
-97.1827735

Sanger, TX

30.1410466
-96.3964646

Brenham, TX

31.0842453
-97.7832084

Killeen, TX – West

33.8607535
-98.5363033

Wichita Falls, TX – South

31.6297572
-97.2401335

China Spring – Waco, TX

31.1193652
-97.8623394

Copperas Cove, TX – South

32.0769661
-96.4932921

Corsicana, TX

32.3430908
-97.4262634

Cleburne, TX

31.0928631
-97.7325467

Killeen, TX – East

32.2063902
-95.8353013

Athens, TX

33.1147827
-96.1097769

Greenville, TX

32.5718868
-96.3078836

Kaufman, TX

30.5834541
-96.3239706

College Station, TX – Jones Crossing

30.6266699
-96.3369396

College Station, TX – Century Square

30.6503661
-96.2975838

Bryan, TX – Physician’s Centre

HMO vs. PPO – What’s the Difference?

A sign reads HMO vs PPO
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Most health insurance plans are either a PPO or an HMO plan. It’s important to know what type of plan you have and understand how this affects your healthcare benefits.

If you have a PPO, you will save money by going to doctors, urgent care centers, and specialists that are in your network. If your insurance is not accepted by a healthcare provider, you will pay much more for your care. Be sure to ask if your insurance is accepted before treatment.

If you have an HMO, you must choose a primary care doctor from a list of covered providers. This doctor will treat you and must give you a referral if you need to see a specialist. However, in most cases you can go to an Urgent Care Center such as Integrity Urgent Care or the emergency room without a referral. Integrity Urgent Care is excited to announce that it now accepts Blue Cross Blue Shield Advantage HMO insurance.

If you do not have medical insurance, it’s important to choose doctors and other healthcare providers that have affordable rates for patients paying cash. Integrity Urgent Care offers competitive cash payment options for our patients without insurance or with high deductible insurance plans.

Regardless of your insurance plan, you will always save money by visiting an urgent care center instead of an emergency room for non-emergency illnesses and injuries. Copays at an urgent care center such as Integrity Urgent Care are much less than those at an emergency room. Many emergency clinics also will send three bills – one for the visit, one for the facility, and one for the doctor.  At Integrity Urgent Care, you will only receive one bill. Integrity is open from 8 am – 8 pm every day and no appointment is ever needed. Call us today for more information at 979-703-1832 or come by and see us.

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